Cleveland and Northeast Ohio — Off-Market Deals

We Find Them First.
You Buy Them First.

Off-market wholesale, fix & flip and buy & hold property across Northeast Ohio — sourced direct from motivated sellers, never publicly listed. Full numbers on every deal: price, ARV, repairs and net equity.

$30k–$65k+
Net Equity Per Deal
14 Days
Avg. Contract-to-Close
All-Cash
No Financing Contingencies
Northeast Ohio
Cuyahoga County Focus
VIP Access

Get Deals Before
Anyone Else

Join our private buyers list and receive new property alerts 48–72 hours before anything goes public. No spam — only real, actionable inventory.

  • First look at off-market deals with full numbers
  • Deals matched to your budget and preferred areas
  • Close fast — all-cash, no contingencies required
  • Unsubscribe any time — zero obligation

By submitting, you agree to receive property alerts from Townsell Property Buyers. No spam, unsubscribe anytime.

How Buying Works

1

Get Deal Alerts

Join the VIP list and receive new listings with full numbers — price, ARV, repairs, and net equity — before public posting.

2

Walk the Property

Schedule a walk-through, run your own numbers, talk to your contractor. We're transparent — no pressure, no inflated comps.

3

Close Fast

Sign the purchase agreement, close with a local title company in as few as 14 days. All-cash preferred — no financing contingencies.

Current Inventory

Updated regularly — call (216) 800-5146 to verify availability

All properties are sold as-is. ARV and repair estimates are provided for informational purposes only and are not guarantees. Buyers are responsible for their own due diligence. Townsell Property Buyers makes no warranties regarding condition, title, or value.

Financing

How Investors Finance These Deals

Most of the buyers on our list are not paying cash. They use a DSCR loan — short for Debt Service Coverage Ratio — which is underwritten against the rent a property brings in rather than against the borrower's own income. For anyone self-employed, holding several properties already, or writing off enough that tax returns understate what they earn, it is usually the difference between qualifying and not.

The ratio, plainly

DSCR is the monthly rent divided by the full monthly payment — principal, interest, taxes, insurance and HOA, together abbreviated PITIA.

DSCR = Monthly Rent ÷ PITIA
  • 1.00 — rent exactly covers the payment, nothing left over.
  • 1.25 — the number most lenders want to see.
  • Below 1.00 — the property runs a monthly deficit. Some programs still lend here if you hold reserves, usually at a higher rate or a larger down payment.

What underwriting typically looks like

Income documents
None — no tax returns, W-2s or employment check
Down payment
20% typical; 15% at the strongest credit
Credit score
620 floor; better pricing from 740
Cash-out refinance
Commonly up to 80% LTV
Property types
1–4 units, condos, short-term rentals
Vesting
Personal name or an LLC you control
Prepayment penalty
Usually 1–5 years; shorter costs more in rate

Ranges reflect what DSCR lenders commonly publish. They differ by lender and change with the market — treat them as a starting point, not a quote.

DSCR Calculator

Run the numbers on a property before you call a lender.

$
$
%
$
$
$
DSCR —

Enter a rent to begin

Principal & interest—
Taxes—
Insurance—
HOA—
PITIA—

For planning only. Townsell Property Buyers is not a lender or mortgage broker, does not originate loans, and is not compensated for the information on this page. Actual terms, ratios and eligibility are set by your lender.

Amortization Calculator

On a 30-year loan the early payments are mostly interest, and the balance barely moves. This shows the month that flips, what the loan costs in total, and how far an extra payment each month pulls the payoff forward.

$
%
$

Principal and interest only. Taxes, insurance and HOA are not part of amortization — the DSCR calculator above carries those.

Monthly principal & interest —
Total interest
—
Total paid
—
Paid off
—
Interest per $1
—

Payment schedule

Period Interest Principal Balance

For planning only. Townsell Property Buyers is not a lender or mortgage broker, does not originate loans, and is not compensated for the information on this page. Your lender's figures govern, and most loans carry costs this does not model.

Have a Property to Sell?

We're always looking for our next deal. If you have a distressed, inherited, or off-market property you want to move quickly, we'll make you a fair cash offer within 24 hours.